[Crawdad]

I worked for an insurance company that wrote liability insurance for security companies that worked concerts. It was the only insurance policy in the world with a "rap" exclusion. We covered all the standard liability stuff at most concerts, but there was no coverage for incidents occurring at rap concerts. It was so funny. The first bit of claims investigation we did was to find out the names of the bands and go to one of the young clerical ladies to find out if they were a rap group or not.

[Dakmar]

I better go check my homeowners plocy. I know acts of war are excluded, but now you've got me thinking... :-)