[Monster Zero]

I hate HMO's because they interfere with and micromanage medical care in much the same way that HitleryCare would. He hates HMO's because they turn a profit. The argument started when we were discussing a coworker's upcoming surgery and I said something about "If people think that problem is going to be solved by the Government..." and that set him off.

[NYFriend]

First, it's true that HMO's turn a profit at the expense of providers, such as hospitals. My insurance company makes alot of money off me. I don't need much health care. One day I probably will. I'm paying for piece of mind. My wife goes the doctor more frequently. She gets her money worth for sure, of course our employer picks up a bigger portion of our health insurance costs than we do.

I hate trial lawyers because they turn a profit. You and your friend are coming from different places. Drop the argument. Neither of you will win. As far as your problem with HMO's, it all comes down to choice. I pay more for my insurance, a PPO, than I would for the HMO option my employer offers. I don't need prior approvals for anything. I also chose to pay more.

[NYFriend]

First, it's true that HMO's turn a profit at the expense of providers, such as hospitals. My insurance company makes alot of money off me. I don't need much health care. One day I probably will. I'm paying for piece of mind. My wife goes the doctor more frequently. She gets her money worth for sure, of course our employer picks up a bigger portion of our health insurance costs than we do.

I hate trial lawyers because they turn a profit. You and your friend are coming from different places. Drop the argument. Neither of you will win. As far as your problem with HMO's, it all comes down to choice. I pay more for my insurance, a PPO, than I would for the HMO option my employer offers. I don't need prior approvals for anything. I also chose to pay more.