It is true that the works are done in this life; they form the basis of our judgement “in the day of the Lord”, that is after we die (Compare Rm 2:6, Mt 25:31-46). Our works are not necessarily “made manifest” other than after we die. Further, following the trial of fire man is said to be saved, that means eternal salvation in the afterlife.
Yours is a very innatural reading of the passage; perhaps even “ridiculous”.
That's because I read the entire chapter for the underlining theme and meaning with the Greek to get the full understanding.
But to each his own