I do pray for the dead, for their eternal salvation — our prayers help. For the living, we need to do more than pray, get up and DO.
if a person isn’t saved before they are dead, it’s too late I’m afraid, no point in praying, nor is it biblical. I won’t get into a big debate about it, but basically read God’s word and it shall point us in the right direction.
(I don’t mean the man made rules added, just the bible).