We don’t all “dress up” to worship, but we also don’t dress inappropriately in shorts, crop-tops or low-cut tops. Common sense SHOULD tell a person what would be disrespectful to the Lord. just as you said.
What does our dress have to do with our salvation? And the finished work of Christ on our behalf? What does our "dress" have to do with God's offer of reconciiation based on 2 Cor. 5:14-21? We all stand naked before Him, He sees our hearts, and He knows our thoughts. The only thing that is DISRESPECTFUL to the Lord is to reject the death burial and resurrection of His Son on OUR BEHALF, for our own "beautiful" clothing of self-righteous works.