So it’s cool if you don’t actually believe in God, well maybe you did once? So you live in obedience to God out of fear, but only to hedge a bet, believing the price small here on earth due to your personal nature. For somebody blessed with a placid personality it would be easy to avoid sin.
But what if you are blessed with a ribald and rebellious nature that wishes to push every envelope? If this person beats himself into submission, he pays a higher price than the placid person. Is this person more or less saved with greater struggle?
A person is born in Saudi Arabia. This man is possessed with a conformist personality. He hedges his bets, and diligently seeks not to offend his fellow man. Does his prayers, makes the haj on his 31st birthday. Obediently beats his wife when she deserves it. Is this person any more or less a sinner than the conformist born in Midland Texas to christian pig farmers who sit as a deacon in the local 1st Baptist church?
Suppose a man is born in the plains of Mongolia. His gods are thunder, lighting, horse. He can’t really be sure but he wants to tame thunder lighting and horse. Is this person any less a sinner?
John 14:6. Jesus declares I am the way the truth and the life. No one comes to the Father but through Me.
Entrance to Heaven is only throught Him and Him alone.
He maybe less, but whether you are drowning 1,000 feet off short or 100 is irrelevant: you both need a lifeguard.
And What your scenario leaves out is what is here in post 133 .