You’re are cherry-picking. Let me explain. For some un-Biblical reason many people will pick out verses to live by and completey ignore other scriptures that they don’t like.
The same holds true with salvation. Are you saying that living by Romans 10:10 alone is all that is necessary to be saved? I don’t see any indication here in this verse alone that repentance is required, so can I be save without repenting of my sins?
I’ve reference two scriptures, out of many, that say ALL who CALL upon the Lord shall be saved. Please show me one that says you will be cast into the lake of fire if you are not ceremonially baptized in water. Granted it is something that should be performed if at all possible. Sometimes it is something that isn’t possible due to circumstances beyond control, like in the case of the one hanging on the cross with Messiah.