I have been consistent about that statement throughout all these threads.
A Calvinist would simply add that if one possesses a true and abiding faith in Jesus Christ as Lord and Savior it is because God graced that person with the gift of faith.
Why 'add'? I have a difficult time understanding that faith is a particular gift to certain individuals. The fact is everyone has faith. Much of our everyday activity would be difficult if not impossible without faith. If you didn't have faith that you would not get into an accident on your way to work, would you go? What about getting on an airplane; that certainly requires some faith that you will arrive safely at your destination, doesn't it?
It cannot be disputed that all men have faith. The question is, where and with whom do they do they place their trust.
And why.
Give a look to the site I posted to xzins a few posts back.
It's very informative.