[CFW]

I've typed many a letter under the Fair Debt Collection Practices Act. Send it certified mail, and if they contact you again, sue 'em.

No one should be treated the way some of these guys treat people. I know of one instance where they told an eight year old child that his Mom and Dad were going to jail, and the child would go to a foster home, if the parents didn't pay their past due bill. Of course, he started crying and hung up the phone.

[chris1]

I am in the collections business myself and have to say that this puiece is very one sided. There are many many people who do in fact try to STEAL from creditors with no intetnion of ever paying it back and know they don't face any jail time. What's the solution? Tell these people its ok to screw creditors and not pay what you owe?

[shiva]

One family bounced a $12 check to Papa John's. A debt collector demanded $140.

These people didn't have 12 dollars in the bank? Why would they make a rubber check? Why would they even order a pizza if they knew they were broke.