Huh? What business might that be? Oh, that's right. All self-employed people are rich and their clients couldn't possibly include the middle class that's being gutted. Do you have any idea what's happening out in the ma & pa business community? Try and get a business loan if you have a product or service that the bank deems "should be outsourced." Would averaging 20-25 hours a week productive time as opposed to the normal 40-50 hours per week be technically laid off? Do your fixed expenses go down? Oh wait, utility and insurance costs are going up. The trades are being undercut by three layers of subcontractors with illegal alien labor and then there's the property taxes which always go up. Waking up every morning begins the fight for survival.