I'm making a more general statement- it's better to hold off on having more children than to have a child when you are not financially able to provide for that child.
And, to a large extent, bringing a child into today's American society with no hope of having that child go to college is essentially consigning that child to a lifetime of poverty.
At what point is anyone in America without hope???????
There is a measurable correlation with lifetime income.
high school graduates can expect, on average, to earn $1.2 million; those with a bachelor's degree, $2.1 million; and people with a master's degree, $2.5 million.But as Thomas Sowell says, you'll also find a correlation between children who have logged a lot of airplane miles and lifetime income. This doesn't mean that we should fly children around in planes all day.
Furthermore, single motherhood is by far the factor most correlated with poverty. (This fact ties in with this discussion, but you have to connect a lot of dots).
But all of this is irrelevant to the purpose of bringing children into this world: preparing them for heaven. Earth is a factory for populating heaven, not a race to see who finishes with the most toys.