I would think that other arguably "genetically based behaviors" that result in higher health problems (alcoholism, obesity, etc.) result in higher insurance rates. i don't know.
what I DO know is that these other behaviors are not encouraged through state-created institutions, with the attendant tax and other benefits.
Just a thought.
Absolutely. I remember our new pastor when I was a senior in high school couldn't get cheaper insurance because he was so overweight.
He still is fifteen years later. But apparently he has a teaching position or something that pays better.
DO agree with one possible caveate-- Have seen the revolving door most non-faith rehabilitation programs
result in. The Local VA drug rehab program as one example.
Every time the druggie-or alcoholic confirms they have sufficiantly progressed to claim completion of in-house
rehab they are released to the same streets and environment where they had so many facilitators before going to (often -court ordered) rehab. Too often within
months these addicts are returned to the rehab program
and meet with the same results. It seems the same can almost be said of the reprobates.