Welllll, I had to cough up $75,000 because a drunk/drugged neighbor tried to grab a less than one day old puppy from it's momma. I wasn't even there. It's not my dog, either.
No man's life, liberty or property is safe as long as court is in seesion...
Lordy. Major nightmare. What the heck happened? .. and I guess I should never let my umbrella policy expire.