You are not incorrect.
Romans 1:20 "For since the creation of the world His invisible attributes, His eternal power and divine nature, have been clearly seen, being understood through what has been made, so that they are without excuse"
God's nature is obvious. You will be fairly judged by God based on how you have accepted Him as the Creator.
Indeed, and well stated.
I'd like to add to my earlier comment that based on the Bible, I believe anyone who *has* heard the gospel of Jesus Christ and ultimately rejects it (and Him), will not receive salvation.