[murdoog]

20% annualized is apprx a 60% return over three years

Actually it's even better than you say it is. 20% for 3 years will give you a total return of 72%.

[Dont_Tread_On_Me_888]

Yes, due to compounding, but I wanted to keep it simple for the masses. That is why I said "approx.". I wanted them to understand that annualized over three years was roughly triple the annulaized rate (even more due to compounding).