This is how the ruling class works. First they write laws that make us responsible for someone else's stupid actions then they write another law which they claim is needed because "if a person gets hurt because they did or did not do xyz then society is responsible."
This is life in American thanks to lawyers and lawyers who become law makers. They squeeze us between two laws on most every issue.
How about we make these nanny laws simple. If you don't do xyz then your insurance company and the American taxpayer are off the hook.
As a former race car driver I never start the car before the belt is on but is annoys me to no end that I am forced by the nanny state to buckle up.
Ultimately we need 2 reforms in the US that would make so much of this weeping and gnashing moot:
a) No income tax
b) Loser-pays court system
This is impracticable. When the ambulance shows up at the scene of a wreck and there's a pretty blonde girl screaming with a shattered pelvis, you're going to tell the paramedics that she failed the breathalyzer so just leave her there?