It's not just insurance, buddy, it's taxes. A lot of AIDS patients are indigent and OUR tax money pays their bills.
actually a lot of aids patients STURCTURE their indigency to pass their assets to friends and family.
Since they KNOW they are going to die, those with assets can pre plan. Often it is not devastatingly large amounts. A car, a house/condo some, retirement monies.
On occasion they go through the bankrupcy courts on hardship discharges for otherwise non-dischargable debt (no the new laws did not change that).
The heaviest part is the fact that it is a 100% preventable death and you see it in their eyes.