Thanks for making my point, and, do you want to expand it even further with socialized medicine for ALL, so we can pay for even more non-payers?
I want the most bang for my buck. Supporting a massive insurance structure along with delivered health care doesn't seem very efficient to me; particularly when that structure dictates what doctors I may see, and I must get their permission for medication, diagnostic procedures and treatments.
The first priority for an insurance company is to make a profit for share holders. To that end, they have to balance preminums collected with service provided - a system I pay for that doesn't always serve my best interests.