You’re of course correct. Uninsured illegals and others don’t pay their bills. That’s why I qualified my statement with the phrase “Uninsured who pay their bills.”
We have numerous court decisions agreeing that the uninsured who pay are charged 300 to 400% more than the insured or those who get treatment via Medicare.
The solution, in my opinion, is a single payer system.
Instead of businesses and the government buying insurance, that money should be given to individuals that would be deposited into individual medical accounts.
A couple hundred bucks deposited into personal accounts each month will really build into tens of thousands of dollars up over the years. And this personal account is how medical bills would get paid.
And since this personal medical account is owned by individuals, you can bet they will watch how their medical doillars are spent. Additionally, this system will reduce fraud, as every charge from hospitals and doctors will be examined and challenged, if necessary.
I would allow these personal medical accounts to be invested into tax-free muni bonds. And every January 1st, the interest earned in these accounts could be pocketed by holders of these accounts.
Talk about incentive to watch your dollars in medical accounts. This, in my opinion, would reduce medical fraud by tens of billions. Plus it would force doctors and hospitals to negotiate with their patients/customers or face court challenges brought by individual consumers.
But this is a free market solution, which, I’m sure, would be frowned on by our government dipwad masters.
We need various revolutions in many aspects of our broken society. This is one.
Thanks for the thoughtful response. Your suggestions are sound.