Proverbs 13:12 says Hope deferred makes the heart sick, but when the desire comes it is a tree of life. In other words, when you can see something at the end of the tunnel thats not an oncoming train something thats real light and real hope you get excited. Think about it. Theres not one place in scripture where God uses debt to bless his people. In fact, the Bible calls debt a curse.
My Grandfather once said, Debt is the ugliest 4 letter word.”