Apparently it gives you an excuse to post a vanity telling us all about your credit score.
"So who can top my 819?"
Very telling comment. Had you just been interested in what your credit score really could do for you, you could have asked your banker or CPA, or you could have posted a one line vanity asking what a credit score of 819 was worth. But instead you give us the whole story and then challenge everyone else to try and top yours.
Just my $0.02, and worth exactly what you paid for it. ;-)
Wow, smacked down in my moment of gloat!