You mean you wouldn’t go to Europe for the 2nd time in 12 months?
A relative that is losing her house in August did that. She also went to Florida, but it was on a “cheap ticket”.
Very stupid.
However...people in this situation often reach this point where you say “screw it...I’m so far beyond unable to fix the problem now I might as well enjoy myself before I crash and burn.”
I’m not saying that makes it “OK” by any means...but it’s not quite the straight-up irresponsibility it seems to be at that point. People reach a point of hopelessness.