Had some of the places try to collect, threaten a bill collector, and then I tell them to check with Federal BC/BS and give them the number and then call the local Federal BC/BS — their calls and letters stop.
They do it to my Mom all the time and I refuse to pay her bills like this but if I wasn’t handling it, I am sure she would pay.
We had one that threatened to ruin my Dad’s credit so he couldnt’ buy a car last year and he died in May ‘97. ou should have heard my comment to that remark. Believe they prey on senior citizens.
I just now noticed this thread.
It is not just insurance write-offs ("adjustments") that are relevant here, either. This past March, I received a bill from a provider for about $1,200 in unpaid charges. However, I had the pertinent EOBs, which I collect and enter into a medical spreadsheet: They indicated that the provider had been tardy in filing with BC/BS for reimbursement (the carrier allows 180 days); therefore, neither they nor we are responsible for the charges.
I sent a copy of the pertinent EOBs (there was a total of five services involved) to the provider, and that resolved the matter.
I do the same thing with bills and what they submit so I can go back and check on them when they come calling about some deliquency that is their fault not ours.
What bothers me are the people that don’t understand what is happening. There would have been $2500+ paid out this year if I didn’t track everything. The billing departments for medical have gotten so much worse over the last few years.