[CodeToad]

I am wondering if the feds put a crimp on loans then who can buy another home or sell thiers if people need 20% down with good credit and 30% down with marginal credit? Will the banks simply have to play loose with the numbers, such as take a $400k home and put it on paper as a $500 home to show a 20% down? Will the home market simply grind to a halt as the feds demand liquidity in the market, meaning more cash, which people do not have?

[org.whodat]

Will the banks simply have to play loose with the numbers, such as take a $400k home and put it on paper as a $500 home to show a 20% down?

Any banker who gets caught making a 100% loan should have a free ticket to five years in the big house. Any appraiser that makes a false appraisal should share his room.