I don't care who you are, that's just funny right there...
It is quite apparent that you are clueless as to what my position is or how the deregulation of Fannie Mae and Freddie Mac along with the inactment of other federal regulatory measures designed to make housing affordable to more people DO have a direct correlation to what has occured in both the mortgage and building sectors of the housing market. How is it that you cannot get that or how about trying to articulate why you think that is incorrect?
So far you act like you are reading a script on what someone told you to say, but you have no idea what the words you say or write actually mean. Yes, I have already made it plain that a glut in housing availability has led to lowering housing values, in large part due to the reasons mentioned above. That is supply and demand by the way, you may want to look that up so you are clear on its meaning.
I'm pretty much done with you. You are incapable of articulating your position short of a junior high prospective and I have very serious doubts about the validity of any claims you may make. If your only point is to lambast others to make yourself feel better about your own failings - well then good for you, I guess. But it would be really nice to have individuals with a higher level of intellect, clear and concise thought processes and a propensity for sharing knowledge to discuss issues with rather than some 60+ year old with minimal conversational skills.