Sure it was. You do not have control of your own money. If you want it tney charge you 10% OFF THE TOP PLUS ADD IT TO YOUR INCOME FOR TAX. Why? It is a scam just like all tax based money planning. How does it look now? Blind investing is not healthy.
It maybe bad now, but in the long term it is for the good.. Oh buy they way 401k are TAX DEDUCTIBLE..