Somehow I think that the “envy” you claim to have is actually “admiration” of a sort. You see someone with more than you have and you want to achieve that level of financial success. That’s a good thing. I’m the same way. Envy tends to be more destructive, though, and that’s not the FReeper way.
But I may be mis-reading you. Feel free to correct me if I’ve got you wrong.
You are right about he envy thing, I do have admiration for people who are successful.
It is so much easier to complain about what you don’t have then actually get out and try to do something, anything to move yourself forward.