Umm, let's do the math here. He was laid off less than 6 months ago, but he's now 6 months behind on his mortgage. So obviously, he was in way over his head BEFORE he got laid off.
There are a lot of places where a $3100 monthly payment, even on a house that you put 20% down on, won't get you much. But this family clearly suffers from financial irresponsibility that goes back a lot further than the layoff date. And frankly, they have no business having 4 children, if they're unable or unwilling to support them while living within their means. Now they're sending the bill to those of us who do live and reproduce within our means.