You made that up.
Maybe you're thinking of how the private banks create money out of thin air, which is true. The bank loans money so people can go from nothing to having a debt while owing cash of an equal amount. People end up with more money but not having more wealth.
-- You made that up.
What we have here, with the Federal Reserve, is THE SINGLE BIGGEST CRIMINAL ENTERPRISE in the entire world. It is creating wealth on its own whim, with zero oversight. The country does not NEED such an organization. It is a parasite on our economy. We are silent and complacent exactly in proportion to how many of us have been bought off.