That’s a great question, and you are quite correct, creation cosmologists most certainly do have an answer. Here’s a good, easy to understand place to start:
http://creation.com/images/pdfs/cabook/chapter5.pdf
Really though, I guess I could have just re-checked genesis to see: "First God made heaven & earth The earth was without form and void, and darkness was upon the face of the deep; and the Spirit of God was moving over the face of the waters. And God said, "Let there be light"; and there was light."
I suppose scientific explanation isn't really needed. HE said "let there be light" and there was light... Question answered. :-)