They should not be allowed to call these programs “Cash for” Anything, unless they’re giving out cash. It’s a “limited-purpose voucher that will require you to spend more of your own money or take on debt.”
I asked a dealer and he told me it was hidden in the fine print.
The program was a great success. I had a number of friends who were able to purchase a new, more energy efficient refrigerator for the kitchen while keeping the old one down in the basement to store beer.