It's simple. Do the math: You can't be 56% of the pop without contributing to a bankruptcy rate almost twice the natl avg state-wise. (IOW, it's not simply 44% of Utah's non-Mormon population operating in severely lopsided ways as foreclosure-happy folks).
Huh? Your statement does nothing to answer the question. If the worst offenders are non-Mormon, why again is this the Mormons' fault? Something is definitely causing Utah's high forclosure rate, but to blame Mormons for something non-Mormons are doing is non sequitur.