How did they do that?
Two months ago my husband and I tried to borrow money to buy a house. No dice.
We have credit scores in the 800s, no debt, he has been on the job 30+ years and 20% down. Why you ask because he changed jobs (same field) and didn’t have six months of pay stubs for the new job.
The leander did tell me straight out if our scores were in the 600s and we had no down or a small one we could get a loan - per Fanny May and Freddie Mac.
No idea, but they assured me that if you were ‘good enough’, you could get a loan and if you couldn’t get a loan, you didn’t deserve one.
And I was appalled at their responses.
Horrendous story, jeez. If you penalize something, you tend to get less of it. If you subsidize something, you tend to get more of it.
That is why I save our pay stubs until we get our W-2 forms. However, the company he works for should have been able to provide you with that information.