[9YearLurker]

I know Maine is supposed to have especially painted itself into a healthcare corner, but could you briefly explain the major legislation that has caused such problems?

[maica]

LOL! No I couldn’t!

I hear that it is government mandates requiring companies to cover every policyholder for every conceivable potential illness.

Or - it could be that hospitals have to charge the insured enormous sums for care, because they are mandated to treat the uninsured who come through their doors.

Insurance was meant to cover the unexpected medical problem, but it has turned into a health care payment system for every trip to a care provider.

I pay low auto insurance and pay for my car maintenance and repairs from my own funds.

Can you imagine how expensive car insurance would be, if all routine maintenance and repairs were paid by a third party?!

[ROCKLOBSTER]

I know Maine is supposed to have especially painted itself into a healthcare corner, but could you briefly explain the major legislation that has caused such problems?

I can address that.

In 1993, when HillaryCare was bombing in DC, the geniuses in the Maine Legislature killed their high risk pool (which was functioning perfectly) and enacted the legislative "reforms" of Community Rating and Guaranteed Issue.