[MNJohnnie]

Wish like hell there was something I could do to protect my 401k. You only lock in these losses if you move stuff around. It's virtual money. Unless you are very well off, your 401k probably still adds up to much more in total value then the value you yourself put into it.

[UnbelievingScumOnTheOtherSide]

Short term corp. bonds have outperformed the market for a decade.
I’ve been 80/20 the whole time. Been up every year even with the 20 dragging on it a few times.