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The proliferation of mortgage fraud must be seen within the context of the general decline in society’s moral framework - and until THAT trend is reversed, I see no reason to believe the systemic corruption of our economic, governmental, and other institutions won’t continue.
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It’s funny that in your reply you posted a photo of an IT slaves cube... The US worker has been sold out by inflation and gov’t policies undermining wealth creation for at least 30 years and probably longer... ask anyone that works IT and is surrounded by wage suppressing H1-b types or used to manufacture nearly anything here in the USA ... The average wage today is lower than it was (inflation adjusted) in the 1970’s.

In other words the “do whatever it takes” mentality has been formed over generations.. don’t expect it to reverse anytime soon.

[ask anyone that works IT and is surrounded by wage suppressing H1-b types]

The IT Slave cube was mine, at Argent Mortgage.

And you're right - H1-b types were in abundant use there.

Not their country that was being raped....

Here's my recollection of a conversation while I was being trained to take over maintenance of the Argent(Ameriquest) wire-transfer system:

Me: So what you're saying is, even though the terms of the attorney's general agreement manufactures the facade of separation between Ameriquest and Argent - at the funds transfer level, they ARE STILL one and the same - with the transactions taking place on the same hardware servers and software.

H1B Type: Yeah, but nobody knows that. Ha ha ha.

Ha ha ha?

That was in June 2007; when Ameriquest was in the process of merging itself into Argent so the Ameriquest management could ride the Argent dingy into Citigroup.

That was when I'd seen enough, pushed the eject button...

Proud Pirates of the American Dream.

....and got the hell out of there.

It is incumbent upon the honorable craftsman to be aware

of whether or not his services are being used

as a means to accomplish evil ends -

and to act accordingly.