Good idea. Our mortgage was owned by Countrywide at one point. The last time we re-fi’ed, the papers were signed in the presence of a part time retired attorney in a rent-a-office. I forget the name of the bank that handled it all. My husband handled all those negotiations.
The attorney was a very nice man and very accomplished at his work. I found out that he had been quite important at one time around here, and just likes to do this work in retirement to keep busy. He was in his 80s. But, it doesn’t seem quite ‘kosher’, does it?
Our last re-fi was simliar. I was unimpressed. Since there was such a massive amount of re-financing going on, I just attributed it to volume getting ahead of the organization. I never thought they'd make a mess of our title. It seems naive now, but having grown up in a time when contracts were honored and strict procedures followed, I assumed they'd be doing the big things right even if it didn't look impressive.