[longtermmemmory]

but this scenario leaves a trail and now is actionable far easier than a subpoena to obtain recordings which may have been “erased” by accident.

[driftdiver]

Pretty stupid of the collection company. They have gotten extremely aggressive from what I understand. They will call neighbors, family members, friends.

Once you show that you know the law they will sometimes back down.

[AppyPappy]

This no different from using a phone book to look for possible relatives to call.