We have too many banks here in San Diego. Almost every intersection, but not much real traffic in them. It is a waste of city space and they drive out the small merchants.
They seem to go from being one bank to another on the same property.
The too big to fail banks are also too big to not profit, while the smaller banks are dropping like flies. Why do we need large national banks? Beats me..they are really just mortgage brokers and any big business loans are always consortiums..
I haven’t been inside a bank for years, but they just keep building them, I don’t get it.