[damper99]

Social Security is really a payroll tax and not a retirement plan. You’re not guaranteed to draw anything from it. The rules can be changed at any time by a Congress.

[Mojave]

Social Security is really a payroll tax and not a retirement plan. You’re not guaranteed to draw anything from it.

ObamaCare penalties are really a tax and not a health insurance plan. You’re not guaranteed to draw anything from it.