That’s what I did. It does help, but you’re still on the hook if they’re living at home.
I use Geico, and they do have a “phase out” program, which they did notify me about regarding my son, now that he’s 22.
But, it’s still a “phase out”.
Whatever, I guess.
Good luck with your situation.
So far, I’ve been fortunate, in that my daughter has no interest in driving. We’ve been pushing her to get her learner’s permit so at least when she NEEDs to get a license she’ll already have driven around a lot.
The insurance apparently won’t take a hit with a learner’s permit.