Not so funny how the government herds the sheep but focus on Congress, they can override the president on many if not all issues if the right people are voted in, it’s are only hope.
To Arco gas stations, check for an Arco debit card that links to whatever account you want it to. It’s usually advertised on the pump in a pocket brochure. Use their card (linked to one of your bank accounts) and the $.45 fee is waived. Afraid it is used as another tracking device? Pay cash.
Actually I do pay cash about half the time and the other half I used my debit card as credit and pay no fee.