[Walts Ice Pick]

So if I saved a bunch of money while I was working, but my neighbor spent it on hookers and blow, I should receive less Social Security?

I can identify with what you're saying. The upside is that, if we wanted to, we could spend money on hookers and blow right now whereas your neighbor is now destitute and struggling with the health problems he brought upon himself.

Please don't tell me that you wish you could trade places with the neighbor (or that he somehow "beat the system").

[nascarnation]

I agree this is a tough problem.

My fervent hope is that the Democrats who gave us this dilemma will get “credit” for doing so.

But I’m not too optimistic on that outcome.