I sold a house to a couple moving from California after the San Francisco earthquake. They lost their home and almost everything in it. In the immediate aftermath when they went to the Red Cross for help with shelter they were turned away because they had a savings account. Meanwhile homeless people were being bussed into the area and put up in the motels meant for quake victims. I have no way to confirm this story but the couple’s cold rage surely convinced me and I’ve never donated to the Red Cross again.
The Salvation Army is a great place to donate money.