[tacticalogic]

So who does really own the house? and although the Horaces aren't getting a free house, do they get to live there forever without payment?

Nobody gets to live anywhere "forever". As far as "without payment", they're still responsible for the property taxes.

It appears that all these properties will end up belonging to the government, at some level. At the rate it's going, I expect to see some kind of mechanism set up that lets the federal government take ownership so it can be made immune to local property taxes, and then handed out to Acorn (or whatever they call themselves today) political operatives.

[Truth29]

Do they pay the property taxes? The tax bill usually goes to the mortgage holder, so if the occupants are in default and not paying the mortgage, they likely aren’t paying the property taxes either.

[RobRoy]

>>It appears that all these properties will end up belonging to the government, at some level.<<

I think this nails the whole thing. What if these folks had made all their payments, completely paid it off, and then asked for clear title? Then they really WOULD have been screwed.

They can live there ‘till they die, and then it goes to the government (I suspect) because they cannot will something they do not own.

No wonder the government let this fiasco go on.