[RockinRight]

HSA’s are a good idea.

The only time they get hairy is early (first few months) in the process if something catastrophic happens and the deductible hasn’t been saved up yet.

[Qbert]

I wonder historically what percentage of the time that has occurred.

[GSWarrior]

I opted for a HSA this year. My deductible is now $3000. It was gonna be $750 under the old plan. It covers 80% of catastrophic care. The old plan was down to 60%.

My employer puts in $100 a month, I put in $50 a month. But I can use it for practically anything healthcare related--all the stuff the old plan wouldn't cover.

Bottom line is I am more aware than before that is in my best financial interest to make sure I take good care of myself.