That insurance company lost two paying customers.
There are bad seeds. This guy is one.
We don’t know this guy’s history. One of the problems with mental illness is that no one knows when/if they are going to become violent. Maybe this guy has a history, maybe not. Most mental illness can be controlled with meds, but if the patient goes off, God help those nearby. These stories are always tragic.
Some years ago, a former neighbor’s son had serious mental issues. He left the institution (apparently without authorization; one might say he escaped) where he was staying, and went to their house. The folks fro the institution told the parents absolutely NOT to let him in the house, so they didn’t. He went to the local elementary school and hung himself.