If you read the history of the subprime mortgage crisis, one thing is clear: the mortgage companies were happily raking in billions issuing crap loans to unqualified individuals and selling them to the big investment firms and banks to fuel their hedge funds. To try to paint Wall Street as an unwilling, unwitting victim of the government here is pure revisionism. The push to get more people into homes certainly threw more gas on the fire, but the situation was heading for a meltdown in any case.