Hmm, last week I received new CCs with new numbers in the mail even though my current cards were not set to expire for 2 more years.
This is why you should always keep your credit cards maxed out...nothing to steal that way!
I’ll find out if something is up if I get a call from Bank of America telling me to immediately stop using my debit check card as they’re sending out a replacement....
Yeah, notice how they include it’s ‘massive’ but don’t include if information was gleaned from the accounts, or money ...
But then it wouldn’t be a headline.
possible breach
Watch your money closely. My Husband gets alerts on his phone everytime a transaction occurs over $25 on our checking and savings accounts. (He really needs to get rid of that damn thing!LOL)
A couple of months ago, my VISA notified me that someone in Turkey was trying to purchase round trip airline tickets to Dubai — using my number. They stopped the transaction.
However, they also cancelled my number and issued a new card — which took a few days to arrive.
This all happened during the end of the month cycle. I use the card to auto pay utilities and cable to rack up reward points. They had the old number and would not let me switch out, until they processed the bills — which bounced.
It was hassle. I got hit with late fees and had to cancel the original auto pay and re-sign with the new card number.
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I'm guessing by the geography this is HSBC or other issuer which specializes in signing up people with spotty credit to their cards.
Typically, they charge annual fees of around $50 and give credit limits of around $300, which is immediately reduced by the annual fee.
The idea is to get the user to go over the limit as often as possible so they can generate additional over the limit fees. Predatory is one of the nicer adjectives to describe them.
Lo and behold, I sign into my CC account, and I see a letter with this message:
“We are contacting you because your card number ending in XXXX was part of a data compromise and is at risk
for unauthorized use. To minimize this risk, we proactively issued you a new card number. You should have
already received or will shortly receive your new card in the mail.”