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To: Soul of the South
The problem you mention comes under the heading of free enterprise and the reason you couldn't buy insurance lies within the rules and regs forced onto insurance companies. Changing the laws to allow insurance companies to trade across state lines(in other words more competition)would solve the problem you outline plus some lower the cost of insurance, period.

And no I don't think it OK for insurance companies to deny coverage if you have been paying into the company for 30 years. However, under Bozocare you would be left to die, depending on your age and the degree of cancer you have. As I said, competition across state lines would solve your problem, an easy fix if the politicians would just do it.

One or two problems such as that is no reason to trash the whole system and certainly no reason to turn out health care over to politicians, that is never a desirable solution and will only make matters worse. As I said originally, leave our health care alone, lobby for getting rid of restrictions, such as the fact insurance can't compete across state lines, but keep the frickin' politicians laws off of our health care.

38 posted on 04/03/2012 11:25:24 PM PDT by calex59
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To: calex59

Actually insurance companies do trade across state lines. They just offer different products and pricing in different states based on what the regulators in a specific state allow. Health insurance offerings and pricing is regulated at the state level under the current system, not by the federal government.

Allowing companies to compete on price across state lines would require the federal government to take away health insurance regulation from the states and assume responsibility for it at the national level. If one truly believes in the strict interpretation of the word of the Constitution, intervention with state regulation of health insurance is not permitted by the federal government.

The current system does not work for everyone and I agree Obamacare is an abomination. My point is the Republicans need to articulate a plan other than “no Obamacare” to have credibility. If the Republican plan is “no change” then Obamacare is a better deal for those of us with pre-existing conditions in that some insurance is better than no insurance. From the perspective of personal finances for many with extremely high medical expenses it is a choice between bankruptcy, death, or supporting federal control of health care. I suspect most people faced with those choices will choose federal health care.


39 posted on 04/04/2012 4:58:05 PM PDT by Soul of the South (When times are tough the tough get going.)
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